Torlon Realty Corporation Brokerage

Why buying Pre-Construction Makes Financial Sense

It’s an excellent time to invest in a pre-construction home.

Purchasing pre-construction in a competitive market with rising prices is an investment that makes financial sense. Let’s talk about some of the benefits:

Skip the bidding war

When you purchase a pre-construction condo, you don’t have to worry about potentially losing the home that you fell in love with in a bidding war where you’re paying far over asking. It’s a first come first serve basis with multiple homes and layout options to choose from. When you find what you’re looking for, you pay the asking price on the current price list!

Financial reward

When you invest in a pre-construction home, you have the opportunity to make a significant return. Often pre-construction homes have a lower initial investment requirement than resale homes. Also, by the time you sell, the market is likely to show some appreciation, giving you the opportunity to make a decent return on investment. If for example, housing prices go up between the date you purchase the home to when it’s completed, your initial 10% investment may yield you a significantly higher value than the price that you paid.

It’s customizable

If you have a specific vision in mind for your future home, purchasing a resale property may make it challenging to meet all your needs and desired features without major renovation costs.

With a pre-construction home, you can create the home that best meets your needs.

One of the benefits of purchasing a pre-construction home is that it gives you the opportunity to pick specific design features best suited to your tastes. For example, with our Ultra Town homes, you would have had the freedom to choose what colour granite or quartz countertop you’d prefer, you would have had a choice of porcelain floor tile in the main bathroom, master ensuite, powder room, laundry room and foyer. This will certainly add increased re-sale value and maximize saleability to your investment down the line!

At Torlon Realty, our builders “standards” generally supersede what may be found in other pre-construction homes– our builder’s homes are finished with engineered hardwood throughout, quartz countertops in kitchens and master en-suite. Some of these homes even have an elevator included, giving these homes versatility for every family’s unique needs.

More flexible payment schedule

When you purchase a pre-construction home you can have more flexibility with the deposit, as it’s normally spread out over an extended period of time. This gives you more options as a buyer to make the required payments. Our available properties by City Park Homes typically involve a 10% deposit. You may choose to use 20% as the down payment to avoid CMHC premiums but that is upon closing between the purchaser and the lender. The deposit is all that is required from the builder to reserve a home!


Every new home builder in Ontario is covered by Tarion’s New Home Warranty. As a buyer, Tarion Warranty Corporation gives you peace of mind knowing that your investment is protected by an extensive government-backed guarantee, which insures your down payment as well as the structural integrity and quality of workmanship of your new home.

Browse our current listings

Visit our website to browse our current pre-construction properties. We have multiple options to choose from that are available for immediate occupancy as well as longer-term closings that might be of interest.

Contact us

Contact us today for more information at, or by phone at 416-613-1010.

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